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714-408-6557
Your Path to Homeownership – No Matter the Situation
Whether you're a veteran, self-employed, an investor, or just someone with a nontraditional income stream – I get it. I’m here to simplify the mortgage process and help you secure financing that fits your unique financial story.
Why Choose Brighton Truax
Simple Truth: Homeownership Isn’t One-Size-Fits-All
Traditional lenders often overlook people whose financial lives are more dynamic — freelancers, vets, self-employed, investors. That’s where I come in. I believe everyone with a real shot at owning or investing in property deserves real access to mortgage solutions. Ready when you are.
Brighton Truax
714-408-6557
Property Values
Who I help
01
Veterans / Active service members / Surviving spouses
02
Self-employed, freelancers, 1099-earners
03
Real-estate investors / Rental property buyers
04
Borrowers with recent credit events or irregular income
Families helped
1,000+
Homebuyers, veterans, and investors guided through smart financing decisions.
Lender network
150+
Access to wholesale lenders for VA, Non-QM, bank statement, and investor loans.
Specialty Loan Programs
200+
VA, Non-QM, bank statement, DSCR, asset-based, and alternative documentation options.
Years in the Industry
10+
Real-world mortgage experience navigating complex income and credit scenarios.
5000+ active sponsors backed us
Some Questions & Answers
Frequently Q. & A.
Do I have to be a veteran to work with you?
No. While I specialize in VA loans for eligible veterans and service members, I also work extensively with non-veterans using Non-QM loan programs. If you’re self-employed, an investor, or have non-traditional income, there are still strong options available.
What if I don’t qualify for a traditional mortgage?
That’s exactly where Non-QM loans come in. These programs allow alternative ways to qualify, such as bank statements, rental income, or asset-based qualification. The goal is to evaluate your real financial strength, not just a W-2 or tax return.
Are Non-QM loans more expensive?
Sometimes, yes. Non-QM loans often come with slightly higher rates or larger down payment requirements compared to conventional loans. The trade-off is flexibility and access to financing that traditional lenders won’t offer. I’ll walk you through the numbers upfront so there are no surprises.
How do I know which loan program is right for me?
You don’t have to. My job is to review your situation and match you with the best available option based on your goals, income, and timeline. The initial consultation is straightforward and designed to quickly determine what works and what doesn’t.
Get In Touch
Ready to Book an Appointment?
Take the first step toward financing that works for you.
714-408-6557
18471 Ervin Ln, Santa Ana, CA 92705
Our All User Feedbacks
What Our Clients Say
I was told no by two banks because I’m self-employed. Brighton actually took the time to understand my income and laid out real options. We closed without drama.
Self-Employed Homebuyer, CA
David C.
As a veteran, I had a lot of questions about VA loans and didn’t want to get pushed into the wrong product. Brighton broke everything down clearly and made the process stress-free.
VA Homebuyer
Sarah W.
I assumed I wouldn’t qualify after my tax returns showed low income. The bank statement option worked perfectly. Straight answers, no sales pressure.
Business Owner
Michael G.
Most lenders didn’t understand my rental income. Brighton did. He structured the loan properly and got it done when others couldn’t.
Real Estate Investor
Luis J.
What stood out was the honesty. Brighton told me upfront what would work, what wouldn’t, and why. That saved me months of wasted time.
First-Time Buyer
John T.
The process was way smoother than I expected. Communication was solid, expectations were clear, and there were no surprises at closing.
Repeat Homebuyer
Rachel W.
